Terms of service.

1. Introduction

Welcome to The Covered Collective. These terms and conditions govern your use of our website. By accessing or using our website, you agree to comply with these terms. If you disagree with any part of the terms, you should not use our website.

2. Use of Website

  • You must be at least 18 years old to use this website.

  • You agree to use the website only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of the website.

  • You are prohibited from using the website to post or transmit any unlawful, harmful, or objectionable content.

3. Intellectual Property

  • All content on this website, including but not limited to text, graphics, logos, images, and software, is the property of The Covered Collective or its content suppliers and is protected by intellectual property laws.

  • You may not reproduce, distribute, or use any content without prior written permission from The Covered Collective.

4. Disclaimers

  • The information provided on this website is for educational purposes only and is not intended as professional financial, legal, or tax advice.

  • The Covered Collective and Mecca M. Brown are not liable for any damages resulting from the use of or reliance on the information provided on this website.

  • External links provided on this website are for your convenience. We do not endorse or take responsibility for the content or services provided on external websites.

5. Third-Party Compensation

  • We may receive compensation from third-party companies through advertisements, affiliate links, or reviews. We only promote products or services that we genuinely believe in.

6. Limitation of Liability

  • The Covered Collective and its affiliates shall not be liable for any direct, indirect, incidental, or consequential damages resulting from the use or inability to use the website or its content.

  • In jurisdictions that do not allow the exclusion of certain warranties or limitations of liability, our liability is limited to the maximum extent permitted by law.

7. Changes to the Terms

  • The Covered Collective reserves the right to modify these terms at any time. Your continued use of the website after changes are posted constitutes your acceptance of the updated terms.

8. Governing Law

  • These terms are governed by and construed in accordance with the laws of Nevada/United States of America. Any disputes arising from these terms will be subject to the exclusive jurisdiction of the courts of Nevada/United States of America.